32034 - Fernandina Beach, Florida

Housing Market

Source: Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI). Updated monthly.

Schools in Fernandina Beach (near ZIP 32034)

Grades from Florida Department of Education annual report cards. Attendance boundaries are not ZIP-based — confirm district assignment with the county school board before relying on a specific school.

About ZIP 32034

Fernandina Beach, Nassau County reaches across several ZIPs, and 32034 is one of them. The Zillow Home Value Index here is $601,270 — that runs about 47% above the Florida home-value benchmark. Rents (ZORI) average $2,301 a month, which tracks the Florida rent benchmark of $2,300; that puts the gross rent-to-price yield at 4.6%. That gross yield is roughly average for Florida — workable for owner-occupants and modest for landlords once taxes and insurance bite in. Values have ticked down 2.9% year over year — modest, but the era of automatic appreciation is paused here. ZIP-level numbers smooth over real differences between neighborhoods. The interactive map for 32034 drills down to individual streets, so you can spot the flood, elevation, and risk patterns that an averaged ZHVI never reveals.

Location